Senior Credit Risk Manager, Credit Platform

Cardiff, London or Remote (UK)🌐 Remote💼 Full-time💰 $125,400–$125,400🗓 2026-07-30 → 2026-09-26

Core

Lead the Credit Platform squad to build shared infrastructure for lending decisioning, credit valuation (NPV), and data foundations across Monzo's retail and business lending products.

Role type

Senior IC Credit Risk Manager (Platform & Team Lead)

Builds

Shared credit platform infrastructure, NPV modelling frameworks, and data foundations for lending decisioning

Domain

Fintech / Unsecured Lending / Credit Risk

Deliverable

production ML models | infrastructure

Required skills

Unsecured lending expertise, NPV modelling, credit decisioning frameworks, team leadership, cross-functional partnership, SQL, Python, Looker

Preferred skills

Experience scaling platforms internationally, designing frameworks from scratch

Technologies

SQL, Python, Looker

Responsibilities

Define the roadmap for the Credit Platform; Lead the evolution of credit valuation infrastructure; Hire, coach, and develop a team of Credit Analysts; Partner with Engineering, Product, Risk, and ML teams; Translate technical concepts for senior leaders

Seniority

Senior, hands-on IC with team leadership

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About Monzo

Monzo is on a mission to build technology that connects the world. We are more than a platform; we are a global infrastructure that millions of people rely on for their daily lives, finances, and communication. This puts us in an incredibly unique position. We are the custodians of immense amounts of sensitive financial data as well as people’s money that are highly attractive to sophisticated adversaries and state-level actors.