Associate Director, Payments/Scheme Economics
Core
Own the integrity, visibility, and management of Airwallex's payment costs, specifically card scheme fees and interchange fees across Visa and Mastercard.
Role type
Associate Director, Payments/Scheme Economics
Builds
Fee tables, eligibility criteria, transaction-level logic, cost engines, and automated controls for global payment flows.
Domain
Global payments, card networks, fintech infrastructure
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Card scheme economics (Visa/Mastercard), interchange and network rules, fee schedule interpretation, system configuration, economic modeling, reconciliation, commercial judgment, cross-functional execution
Preferred skills
Experience in global PSPs, acquirers, or issuers, AI/advanced analytics for rule interpretation
Technologies
Payment cost systems, interchange tables, BIN-based rules, transaction attributes
Responsibilities
Interpret scheme bulletins and regulations into financial and operational requirements; translate rules into fee tables and transaction logic; establish governance and reconcile expected vs actual costs; build models for unit economics and margin drivers; optimize costs via routing and configuration; inform pricing and commercial strategy; serve as escalation point for scheme issues
Seniority
Senior, hands-on IC with strategic impact