Data Scientist II | Estratégia e Crédito
Core
Developing predictive ML models to support credit strategy and risk decisions (concession, limits, provisioning) and business metrics (churn, propensity, revenue) for a payments company.
Role type
Senior Machine Learning Engineer (Credit Strategy)
Builds
Production ML models for credit risk and customer behavior
Domain
Fintech / Payments / Credit Risk
Deliverable
production ML models
Required skills
Python, Scikit-learn, XGBoost, LightGBM, Pandas, Statistical Modeling, Feature Engineering, Data Pipelines, Model Evaluation Metrics (KS, AUC/Gini)
Preferred skills
Credit/Risk experience, SQL, Spark, Databricks, BigQuery
Responsibilities
Develop and evolve predictive models for credit risk, churn, propensity, and revenue; Build and evolve features from raw data; Construct reproducible data pipelines; Define and track model quality metrics.
