CareerPlan

Credit Strategy Manager

NY - New York CityFull-time$80k–$100k2026-07-21 → 2026-11-10

Core

Develop and propose data-driven credit risk strategies and models for SoFi's lending products to ensure growth aligns with risk appetite.

Role type

Senior IC credit strategy analyst

Builds

Pre-screen and underwriting strategies, credit risk models, and portfolio management approaches

Domain

Consumer finance / Credit risk analytics

Deliverable

production ML models | product features

Required skills

Credit strategy lifecycle management, decision tree development, statistical analysis, SQL, Python, Excel, Tableau, A/B testing, regression analysis, logistic regression

Preferred skills

Fair lending analysis, advanced quantitative modeling, Master's or PhD in Statistics/Mathematics/Engineering/CS

Technologies

SQL, Python, Excel, Tableau

Responsibilities

Architect pre-screen and underwriting strategies; analyze multi-product internal and third-party data sources; monitor strategy and portfolio performance; communicate analysis results to business partners and senior management

Seniority

Senior, hands-on IC