Senior Credit Manager
Core
Develop and implement algorithmic credit risk strategies and underwriting models for SoFi's lending products, focusing on Personal Loans, to control risk and drive revenue.
Role type
Senior IC credit risk strategist (data science)
Builds
Algorithmic risk strategies, underwriting models, pre-screen targeting, and risk tier assignments for consumer lending products
Domain
Consumer finance / Credit risk / Data science
Deliverable
production ML models
Required skills
Credit risk strategy, data science, SQL, Python, statistical modeling, feature engineering, vintage analysis, PD/LGD/EAD modeling, experiment design, business acumen
Preferred skills
None stated
Technologies
SQL, Python, decision trees, logistic regression
Responsibilities
Architect credit underwriting and risk tier assignment strategies; analyze customer performance and alternative data to solve business problems; monitor portfolio risk trends and strategy performance; collaborate with cross-functional teams to implement strategies to production; communicate analysis results to senior management
Seniority
Senior, hands-on IC
