Risk Analyst – Data Science & Analytics

Mumbai, Maharashtra, inFull-time2026-10-30 → 2026-11-10

On-site

Core

Develop bureau-based credit risk models, scorecards, and portfolio analytics solutions for banks, NBFCs, fintechs, and MSME lenders.

Role type

Senior IC data scientist (credit risk analytics)

Builds

Credit risk scorecards, predictive models, segmentation frameworks, and portfolio analytics solutions

Domain

Financial services / Credit risk / Commercial lending

Deliverable

production ML models

Required skills

Python, SQL, credit risk modelling, statistical modelling, machine learning, feature engineering, model validation, portfolio analytics

Preferred skills

MSME/SME lending expertise, commercial bureau data knowledge, pre-sales consulting, Git, SAS, Spark, Databricks, model governance

Responsibilities

Analyze MSME commercial bureau and portfolio data to generate insights; Develop and validate credit risk scorecards and predictive models; Engineer features from bureau and tradeline data; Collaborate with clients and internal teams to deliver proofs of concept; Create reusable analytics frameworks and modelling assets

Seniority

Senior, hands-on IC

About Experian

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them save time and money. We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.