Senior Analyst - Credit Management /Credit Analyst- Pune Viman Nagar - Shifts timings - 4pm -1am
Core
Manage credit risk for assigned customer accounts in the U.S. and Canadian markets to optimize cash flow and mitigate bad debt.
Role type
Senior Credit Analyst
Builds
Credit decisions and risk mitigation strategies for SNA sales teams
Domain
Financial Services / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, creditworthiness assessment, due diligence, credit limit recommendation, customer interaction, order management, collections management, system administration, compliance (AML/fraud screening), US GAAP/IFRS knowledge
Preferred skills
Credit insurance familiarity, credit scorecards utilization, collections escalation management
Technologies
SAP
Responsibilities
Lead portfolio management for select U.S. and Canadian accounts; Analyze financial statements to assess creditworthiness; Conduct due diligence including onboarding and continuous monitoring; Assess and recommend credit limit changes; Prepare quarterly/annual credit reviews; Manage release of credit-blocked orders; Collaborate with AR collections for KPIs and escalations; Maintain credit master data in SAP; Manage sales tax exemption records and complete AML/fraud screening.
Seniority
Senior, hands-on IC
