LATAM Financial Risk Manager
Core
Principal second-line Financial Risk specialist supporting Wise's Brazilian operations and LATAM, assessing financial exposures and maintaining risk frameworks.
Role type
Senior IC Financial Risk Manager
Builds
Risk and Capital Management framework, prudential reports, capital plans, and stress-testing exercises for Brazilian entities.
Domain
Financial Services / Banking Regulation (Brazil/LATAM)
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Regulatory capital & RWA analysis, liquidity risk management, prudential reporting (COSIF/BCB), quantitative modeling & stress testing, payment system analysis (Pix/SPI/STR/SPEI), counterparty credit analysis, SQL or equivalent data analysis
Preferred skills
Advanced spreadsheet skills, experience with IFRS-based information translation, ability to challenge Finance/Treasury/Product teams
Technologies
SQL, BCB reporting systems, COSIF framework
Responsibilities
Provide independent second-line oversight of liquidity, funding, settlement, and market risks; Maintain and develop Risk and Capital Management policies and limits; Prepare capital plans, RWA calculations, and financial risk stress tests; Translate Finance forecasts into risk analysis for Brazilian entities; Submit prudential reports (DDR, DRM, DLO, DLI, DRL, Pilar 3); Monitor capital adequacy, regulatory limits, and FX positions; Analyze BRL liquidity across normal and closed-market periods; Assess new products and banking arrangements for financial exposure; Evaluate payment systems (Pix, SPI, STR, SPEI) and FX arrangements; Perform counterparty and concentration analysis; Challenge Finance, Treasury, and Product teams on assumptions and controls; Convert analysis into recommendations for limits, launch conditions, and contingency plans; Prepare escalation materials for CRO, CFO, and Board; Support regulatory engagements with BCB.
Seniority
Senior, hands-on IC