Sr. Associate Account Management
Core
Review and analyze mortgage loan applications, assess borrower creditworthiness, and make independent underwriting decisions for US residential loans.
Role type
Senior Live Mortgage Underwriter
Builds
Loan approvals and clear-to-close decisions for residential mortgage products
Domain
US Residential Mortgage Lending
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
US Residential Mortgage Live Underwriting, 1003/URLA documentation analysis, DU/AUS system experience, Income calculation (salaried, hourly, commission, self-employment), Credit report analysis, Asset and liability analysis, Collateral and property evaluation, Risk identification and compliance adherence
Preferred skills
Non-QM / DSCR loan experience
Technologies
Encompass (LOS), DU, AUS
Responsibilities
Review loan applications and supporting documentation; Calculate borrower income from various sources; Evaluate appraisal reports and property details; Prepare underwriting summaries and identify red flags; Collaborate with processors and stakeholders; Ensure compliance with internal policies and regulatory requirements; Handle account reconciliation and pipeline reporting
Seniority
Mid-level, hands-on IC
