Credit Risk Analyst | Risk
Core
Assess and underwrite credit risk for Europe counterparties across sectors like Structured Credit, Real Estate, and Corporates by analyzing grant files, conducting due diligence, and formulating written Risk Opinions for Credit Committees.
Role type
Credit Risk Analyst (Second Line of Defense) (via careerplan.io/jobs/744000134277509-credit-risk-analyst-risk-at-natixis-in-portugal)
Builds
Credit risk assessments, Risk Opinions, and portfolio monitoring reports for the Head Office Financing Credit Analyst Risk team.
Domain
Banking / Corporate Credit Risk / Structured Finance
Required skills
Credit analysis, financial projections analysis, credit structuring, client due diligence, regulatory environment knowledge, risk modeling (rating models/LGDs), portfolio monitoring, MS Excel proficiency
Preferred skills
Knowledge of credit products, industry trend analysis, macroeconomic impact assessment
Technologies
MS Office, Excel, Rating Models, LGD models
Responsibilities
Analyze grant files, one-off requests, and credit line renewals; engage with business lines on risk points; present findings to Senior Management and Credit Committees; conduct client due diligence calls; recommend credit terms and conditions; perform proactive portfolio monitoring; ensure proper use and evolution of rating models; stay connected with industry trends and regulatory changes.
Seniority
Mid-level, hands-on IC