Underwriting Analyst
Core
Audit and review mortgage loan files for compliance with federal/state regulations and investor guidelines, assessing risk and identifying fraud.
Role type
Mortgage Underwriting Analyst
Builds
Conventional first mortgage loan products
Domain
US Mortgage Lending / Financial Services
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
US mortgage origination closing procedures, federal and state lending laws, loan document review, regulatory compliance auditing, fraud detection, AUS findings interpretation (DU and LP), loan file setup and documentation
Preferred skills
Experience with title and quality assurance processes, active pipeline management
Technologies
DU, LP
Responsibilities
Maintain knowledge of US mortgage closing procedures and lending laws; Interpret state rules, federal regulations, and investor guidelines; Review mortgage loan documents and files for compliance; Audit closed loan disclosures and signed documents; Assess risk and review for fraud and red flags; Communicate with underwriters and clients to ensure quality output.