Head of ALM

São PauloFull-time2026-11-09 → 2026-11-12

Core

Oversee how ARQ funds, invests, and safeguards a rapidly expanding, multi-currency balance sheet across multiple jurisdictions and currencies.

Role type

Head of Asset & Liability Management (ALM)

Builds

Multi-currency balance sheet, liquidity and FX risk frameworks, funding structures

Domain

Fintech, Banking, Cross-border payments

Required skills

Liquidity risk management, FX risk management, Interest-rate risk modeling, Funding structure design, Counterparty risk monitoring, ALCO governance, Regulatory compliance, Quantitative modeling, SQL, Python, Excel

Preferred skills

Latin American market experience, Stablecoin/digital-asset custody knowledge, Deposit/yield product launch, Treasury data pipeline building

Technologies

SQL, Python, Excel

Responsibilities

Build daily liquidity forecasting across currencies and entities, Measure and manage open currency positions, Design investment strategies for customer and corporate balances, Design funding structure for credit card and lending products, Set concentration limits for counterparty risk, Write ALM policy and run Asset-Liability Committee (ALCO), Ensure safeguarding and liquidity requirements are met in every market, Define data, tooling and automation for ALM

Seniority

Senior, hands-on IC with executive visibility

About arq

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We're still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you're excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.