Cientista de Dados | BTG Empresas
Core
Senior Data Scientist building next-generation credit models for Small and Medium-sized Enterprises (PMEs) to optimize approval rates, minimize default, and maximize profitability.
Role type
Senior IC data scientist (credit risk modeling)
Builds
Credit approval, maintenance, and recovery models for SMEs
Domain
Financial services / Credit risk / Machine Learning
Deliverable
production ML models
Required skills
Statistical modeling, Machine Learning, Python, SQL, Classification, Regression, Clustering, Optimization, Decision Trees, Linear/Logistic Regression, Ensemble methods, Boosting
Preferred skills
Statistical inference, Credit/risk/rare event modeling, Model evaluation and monitoring, Data visualization
Responsibilities
Create, evaluate, and monitor credit models; Propose new hypotheses, data sources, and approaches; Collaborate with Technology, Data Analytics, and Credit Engine teams; Work closely with policy and product teams
Seniority
Senior, hands-on IC