Associate, Risk / Policy Mgmt
Core
Identify, evaluate, and monitor credit risk associated with lending, counterparty trading, and related activities; assess credit risk of new loan originations and continuously monitor existing borrowers to protect the Firm from exposure to credit losses.
Role type
Associate, Risk / Policy Management (Credit Risk)
Builds
Credit risk assessments, credit memos, and transaction approval packages for corporate lending transactions.
Domain
Financial Services / Corporate Lending / Credit Risk
Required skills
Investment banking services, corporate lending, acquisition financing, capital markets products, leveraged lending underwriting standards, credit risk concepts (probability of default, loss given default, regulatory classification, credit ratios), financial statement analysis, financial modeling, balance sheet stress scenarios, business/legal/financial due diligence, Microsoft Excel (pivot tables, charts, large data sets), Microsoft PowerPoint, Microsoft Word.
Technologies
Microsoft Excel, Microsoft PowerPoint, Microsoft Word
Responsibilities
Conduct credit analysis and due diligence for corporate lending transactions for US Financial Institutions; process transaction approval packages and present credit recommendations to senior officers; review the integrity of financial models and credit base/downside case scenarios; propose and evaluate credit protections and terms for legal documentation; monitor existing credits for warning signs of potential deterioration and recommend credit actions; review portfolio management and credit transaction approvals.
Seniority
Associate (3+ years experience)