Staff Product Data Scientist, Lending
Core
Build, measure, and improve credit products (Cash App Borrow, Afterpay, Square Loans) using AI tools and agent workflows to serve customers traditional credit systems miss.
Role type
Staff Product Data Scientist (Lending)
Builds
First-party credit products and decisioning systems
Domain
Fintech / Consumer Lending
Required skills
SQL, statistical judgment, product sense, AI tool proficiency, experiment design, cohort analysis, bias/drift monitoring, technical leadership, mentoring
Preferred skills
None stated
Technologies
None stated
Responsibilities
Turn complex data into insights and decision frameworks; use AI tools to accelerate analysis and automate tasks; own end-to-end execution of analysis, metrics, and experimentation; define measurement frameworks for credit products; partner with risk teams to evaluate model performance and monitor bias; design and analyze experiments and policy changes; approach ambiguous questions from first principles; lead technical direction and standards for the team; mentor junior data scientists.
Seniority
Staff, hands-on IC with mentorship and technical leadership