Credit Risk Analyst II
Core
Reviewing risk and making credit limit decisions on small business credit applications falling outside of automated decisioning thresholds.
Role type
Senior IC credit risk analyst
Builds
Sustainable growth for small business clients via informed fraud and credit risk decisions
Domain
B2B payments, invoicing, and trade credit
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
commercial credit philosophy, fraud risk assessment, credit worthiness evaluation, regulatory compliance, analytical problem-solving, policy development
Preferred skills
international commercial fraud and credit risk experience, scored environment experience in indirect/small business/credit card industries
Technologies
N/A
Responsibilities
Make 'grey area' scored portfolio decisions on credit applications for small businesses in multiple countries; Evaluate international public and private company credit applications for fraud risk and credit worthiness; Independently deliver and document analysis to facilitate decision making while adhering to credit policies; Identify additional information requirements needed to properly assess risk; Interact directly with customers or clients as needed to fully assess fraud and credit risk; Participate in development of program policies and procedures; Mentor more junior members of the team
Seniority
Senior, hands-on IC with leadership delegation