Credit Analyst - Business Lending
Core
Review business and company financials, assess credit applications, and prepare credit submissions for new and existing commercial customers and dealerships.
Role type
Business Lending Credit Analyst
Builds
Commercial loan facilities and floorplan facilities for automotive dealerships
Domain
Automotive lending / Commercial finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis (P&L, Balance Sheet), Credit policy interpretation, Commercial lending experience, Compliance knowledge (NCC, PPSR, ASIC Act, ACL), Credit risk assessment
Preferred skills
Experience in retail or consumer lending, Knowledge of floorplan facilities
Technologies
NCC, PPSR, ASIC Act, ACL
Responsibilities
Review business and company financials and make credit recommendations, Prepare credit submissions for new and existing commercial customers and dealerships, Assess credit applications and make recommendations assisting customers to comply with lending policies, Complete annual reviews on loan facilities, Amend lending facilities and prepare special arrangements for complex deals, Work with the wholesale team and sales division to mitigate lending risks and portfolio exposure, Preparation of security documents, Work with wholesale team and dealerships to manage floorplan facilities
Seniority
Mid-level IC