Analista Financeiro PL (Crédito)
Core
Analyze, monitor, and manage credit risk for the customer portfolio to support lending decisions aligned with company policies.
Role type
Senior Financial Analyst (Credit Risk)
Builds
Credit risk assessments, management reports, and internal controls for the customer portfolio.
Domain
Financial Services / Credit Risk
Deliverable
dashboards & analysis
Required skills
Financial statement analysis, credit risk assessment, Excel (intermediate/advanced), ERP systems, credit monitoring tools (Serasa, CISP), analytical thinking, decision-making
Preferred skills
SAP, transformation of credit processes
Responsibilities
Execute credit policies and strategies, analyze customer financials, manage customer portfolio and monitor risk exposure, monitor credit indicators and delinquency, prepare management reports and KPIs, support Commercial, Finance, Legal, and Compliance teams, attend internal and external audits, maintain credit databases and controls, foster relationships with the Sales team.
Seniority
Mid-Senior, hands-on IC