REGULATORY & COMPLIANCE LEAD (FOUNDING TEAM)
Core
Own the licensing structure, AML/KYC framework, data protection regime, and legal operating system for a zero-fee payment network targeting German universities and students.
Role type
Founding team Regulatory & Compliance Lead
Builds
A fully software-based merchant POS and consumer super-app for everyday financial life, payments, transport, utilities, and government services in Germany.
Domain
Fintech / Payments / Regulatory Compliance
Required skills
PSD2 and ZAG regulation expertise, AML/KYC framework design, GDPR/DSGVO compliance, contract negotiation, public procurement processes, risk assessment, policy drafting
Preferred skills
Experience with campus payment systems, knowledge of German university administration, ability to work with external specialist counsel
Technologies
SEPA Instant, SCA, digital student ID systems
Responsibilities
Define licensing boundaries under PSD2 and ZAG for campus instruments and open consumer wallets; build and operationalize AML/KYC frameworks including sanctions screening and transaction monitoring; own GDPR compliance including data residency evidence and vendor DPAs; negotiate agreements with universities and Studierendenwerke; translate security requirements into engineering specs.
Seniority
Founding team, hands-on IC