Senior Data Scientist - Flex Pay
Core
Build predictive risk models, optimize offers and pricing, and extract insights to drive product development, risk mitigation, and customer strategy for a buy now pay later (BNPL) platform.
Role type
Senior IC data scientist (fintech/risk)
Builds
Credit and fraud policy simulators, statistical models, and machine learning algorithms
Domain
Fintech / Credit Risk / Machine Learning
Deliverable
production ML models
Required skills
Statistics, Machine Learning, Python, SQL, Model Validation, Data Analysis, Cross-functional Collaboration
Preferred skills
Random Forest, Gradient Boosted Trees, Tableau, Power BI, PySpark, AI tools (Claude), Financial services concepts (credit scoring, portfolio risk, CLV)
Technologies
Python (Pandas, Numpy, Scikit-learn), SQL, PySpark, Tableau, Power BI, Claude
Responsibilities
Build and maintain credit and fraud policy simulators; Build and deploy statistical models and ML algorithms for credit risk, fraud detection, pricing, and marketing; Validate models to identify performance factors; Analyze large structured and unstructured datasets; Research new tools and techniques; Collaborate with risk, marketing, product, and engineering teams.
Seniority
Senior, hands-on IC
