Contract Due Diligence Underwriter
Core
Review mortgage loan files to ensure accuracy, verify required documents, and analyze borrower profiles to protect loan integrity and compliance.
Role type
Contract Due Diligence Underwriter
Builds
Residential mortgage loan applications and documentation for various loan types (Non-QM, Conventional, Jumbo, Government, Correspondent, business purpose)
Domain
Mortgage lending / Financial services
Required skills
Due diligence review, Loan file analysis, Regulatory compliance (Fannie Mae/Freddie Mac, QM/ATR), Non-QM processes, DSCR/Business purpose loans, Income calculation, Appraisal review, Risk analysis, Pipeline management (via careerplan.io/jobs/4734514005-contract-due-diligence-underwriter-at-place)
Preferred skills
Quality Control experience, LauraMac Due Diligence software proficiency, Multi-state loan experience
Technologies
LauraMac Due Diligence software
Responsibilities
Review mortgage loan files for accuracy and document completeness; Analyze borrower credit, collateral, and repayment capacity; Calculate loan-to-value ratios and debt carried; Execute risk analysis and recommend resolutions for deficiencies; Stay current on agency and investor guidelines; Manage workload to meet production goals.
Seniority
Mid-level, hands-on IC