ACH Operations Specialist
Core
Support IDB Bank's day-to-day ACH processing activities, ensuring accurate and timely transaction handling in compliance with Nacha Operating Rules and regulatory requirements.
Role type
ACH Operations Specialist
Builds
ODFI and RDFI ACH origination, settlement, returns, exceptions, and reversals
Domain
Banking / Payments
Required skills
ACH processing (ODFI/RDFI), Nacha Operating Rules, transaction research, exception handling, SEC codes, return reason codes, risk limit monitoring, Regulation E compliance, Microsoft Excel
Preferred skills
AAP certification, Fiserv PEP+ proficiency, Treasury Management platforms, ACH fraud controls, Clearing House EPN experience
Technologies
Microsoft Excel, Copilot, Fiserv PEP+, Clearing House EPN
Responsibilities
Monitor daily ACH processing windows and resolve exceptions/returns; Review originator activity and exposure limits; Process ACH reversals and unauthorized transaction claims; Investigate settlement discrepancies; Assist with ACH audits and regulatory examinations; Maintain documentation and operational controls.
Seniority
Mid-level, hands-on IC