Head of Credit & Fraud
Core
Own credit and fraud risk strategy, policy, and team leadership to maximize risk-adjusted returns for a consumer lending business.
Role type
Senior IC Head of Credit & Fraud (Strategy & Leadership)
Builds
Credit and fraud strategies, policies, and decisioning processes for consumer loans
Domain
Consumer Finance / Credit Risk / Fraud Prevention
Deliverable
production ML models
Required skills
Credit risk strategy, fraud risk strategy, team leadership, regulatory compliance (fair lending), data-driven decision making, capital partner management, product lifecycle management, loss forecasting, model governance
Preferred skills
Fintech experience, unsecured consumer lending, bank/credit union partnerships, credit policy writing, managing portfolios through downturns, advanced degree (MBA/PhD)
Technologies
AI tools, dashboards, analytics workflows
Responsibilities
Set credit risk appetite and translate into policy/approval criteria; balance loss rates and approval rates to grow profitably; run test-and-learn agendas for credit and fraud strategies; monitor credit performance and early-warning indicators; lead a high-performing team of credit and fraud professionals; partner with Executive Leadership and capital partners on strategy and due diligence; collaborate with Product, Engineering, and Data Science to scale decisioning systems.
Seniority
Executive, hands-on IC with people management
