Business Analyst - CF - Bangalore
Core
Analyze and evaluate proposed transactions including borrower background, enterprise information, project/security details, cash flow analysis, and feasibility to support credit decisions and post-disbursement monitoring.
Role type
Senior Credit Analyst (Construction Finance)
Builds
Credit assessment memos, sanction letters, and post-disbursement monitoring frameworks for construction finance loans.
Domain
Construction Finance / Real Estate Lending
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Financial modeling, cash flow analysis, feasibility analysis, risk parameter monitoring, regulatory compliance, stakeholder liaison, due diligence coordination, documentation preparation, portfolio review, NPA/SMA tracking
Preferred skills
Knowledge of ABFL policies, experience with escrow account management, familiarity with ROC charge creation, ability to interpret legal/technical/valuation reports
Technologies
Credit management systems, financial modeling tools
Responsibilities
Prepare Credit Assessment Memos and issue sanction letters, coordinate due diligence with internal and external agencies, manage post-disbursement monitoring and escrow fund transfers, ensure compliance with statutory and internal policies, monitor asset quality and track delinquencies to minimize NPAs
Seniority
Senior, hands-on IC
