Lead Merchant Risk Analyst
Core
Lead analytical work to detect, investigate, and respond to merchant fraud across the onboarding, monitoring, and decisioning lifecycle.
Role type
Senior individual contributor merchant risk analyst
Builds
Fraud detection systems, monitoring dashboards, alerts, and scalable risk decisioning workflows
Domain
Fintech / Merchant Risk / Payments
Deliverable
dashboards & analysis
Required skills
SQL, Python, R, fraud investigation, KYB/KYC, risk modeling, data analysis, stakeholder collaboration
Preferred skills
AI/automation tools, fintech domain expertise, consumer lending support, dashboard automation
Technologies
SQL, Python, R, SAS
Responsibilities
Lead analytical work across the merchant risk lifecycle including onboarding, KYB/KYC, transaction monitoring, and merchant decisioning; Build and maintain queries, dashboards, alerts, and reporting that identify fraud patterns; Investigate high-risk merchant activity including business misrepresentation and account takeover; Translate findings into recommendations to improve risk controls; Measure the impact of rule changes and risk experiments on fraud losses and approval rates; Partner with Data Science and Engineering to evaluate risk signals and monitoring infrastructure.
Seniority
Senior, hands-on IC
