Lead Merchant Risk Analyst
Core
Lead analytical work to detect, investigate, and respond to merchant fraud across the onboarding, monitoring, and decisioning lifecycle.
Role type
Senior individual contributor merchant risk analyst
Builds
Fraud detection systems, risk monitoring dashboards, and automated decisioning workflows
Domain
Fintech / Home services financing / Merchant risk
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
SQL, Python, R, fraud investigation, KYB/KYC, risk modeling, data analysis, stakeholder collaboration
Preferred skills
AI/automation tools, fintech domain expertise, consumer lending support, operational workflow design
Technologies
SQL, Python, R, SAS
Responsibilities
Lead analytical work across the merchant risk lifecycle including onboarding, KYB/KYC, transaction monitoring, and merchant decisioning; Build and maintain queries, dashboards, alerts, and reporting that identify fraud patterns; Investigate high-risk merchant activity including business misrepresentation and account takeover; Translate findings into recommendations to improve risk controls; Measure the impact of rule changes and risk experiments on fraud losses and false positives; Partner with Data Science and Engineering to evaluate risk signals and monitoring infrastructure; Contribute to scalable monitoring and automation capabilities including AI-enabled workflows.
Seniority
Senior, hands-on IC
