Senior Regulatory & Product Counsel
Core
Strategic legal partner owning regulatory, compliance, and legal functions for a fintech lending platform, embedded across product, operations, and leadership teams.
Role type
Senior regulatory and product counsel (legal)
Builds
Consumer financial products (mortgage lending, open-end credit, HELOCs, cards) for US homeowners
Domain
Consumer financial services, mortgage lending, open-end credit
Deliverable
client delivery | dashboards & analysis
Required skills
Consumer financial regulatory law expertise, multi-state licensing compliance, regulatory examination management, product launch advisory, vendor relationship compliance, marketing compliance (UDAAP/TCPA), privacy and data security obligations
Preferred skills
Fintech/neobank experience, independent work in fast-moving environments, translating regulatory complexity into actionable guidance
Technologies
None stated
Responsibilities
Serve as primary legal resource on federal consumer financial law (TILA/Reg Z, RESPA, ECOA, FCRA, HMDA, HOEPA); Advise on state mortgage and lending law across 26-state footprint; Own compliance program including management system and risk framework; Plan and execute new product launches with regulatory structuring; Counsel product and engineering teams on regulatory requirements; Advise on mortgage servicing requirements and customer complaints; Review consumer agreements and disclosures for compliance; Advise marketing on advertising copy and digital content; Track federal and state regulatory developments; Oversee licensing and regulatory relations; Support corporate matters including equity transactions and board governance; Advise on privacy and data security obligations
Seniority
Senior, hands-on IC