Senior Regulatory & Product Counsel
Core
Strategic legal partner owning regulatory, compliance, and legal function for a fintech lending platform, embedded across product, operations, and leadership teams.
Role type
Senior regulatory and product counsel (legal)
Builds
Compliant lending and card products, regulatory frameworks, and corporate governance structures
Domain
Consumer financial services, mortgage lending, open-end credit
Required skills
Consumer financial regulatory law expertise, multi-state licensing compliance, regulatory examination management, product launch advisory, vendor relationship regulation, marketing compliance (UDAAP/TCPA), privacy and data security obligations
Preferred skills
Fintech or neobank experience, ability to translate regulatory complexity into actionable guidance, strong judgment under uncertainty
Technologies
TILA/Regulation Z, RESPA, ECOA, FCRA, HMDA, HOEPA, UDAAP, TCPA
Responsibilities
Serve as primary legal resource on federal consumer financial law; Advise on state mortgage and lending law across 26-state footprint; Own compliance program including management system and risk framework; Plan and execute new product launches with regulatory structuring; Counsel product and engineering teams on regulatory requirements; Review HELOC agreements, cardholder agreements, and consumer disclosures; Advise on third-party and vendor relationships; Advise marketing on advertising copy and digital content; Track federal and state regulatory developments; Oversee licensing and regulatory relations; Support corporate matters including equity transactions and board governance; Advise on privacy and data security obligations.
Seniority
Senior, hands-on IC