Senior Director of Underwriting, Fraud Monitoring & Boarding
Core
Lead merchant boarding, underwriting, and risk operations for a B2B payments platform, applying automation and AI to streamline onboarding while managing fraud and credit risk for future embedded lending.
Role type
Senior Director of Underwriting, Fraud Monitoring & Boarding
Builds
Automated merchant onboarding workflows, risk decisioning stack, and portfolio monitoring dashboards
Domain
Fintech / B2B Payments / Embedded Finance
Deliverable
production ML models | product features | dashboards & analysis
Required skills
merchant underwriting, KYB/KYC, risk appetite definition, automated decisioning, SQL, portfolio data analysis, alternative data utilization, regulatory compliance (NACHA, BSA/AML, OFAC), team leadership
Preferred skills
embedded lending experience, credit policy ownership, small business lending, working capital, MCA, factoring
Technologies
KYB/KYC vendors, fraud detection platforms, bank data aggregators, decision orchestration platforms, SQL
Responsibilities
Lead underwriting and boarding teams; redesign boarding journey for AI-first automation; define risk policies and exposure limits; implement automated decisioning and document review; build portfolio risk dashboards; ensure compliance with card brand and regulatory rules; partner with sponsor banks on risk matters.
Seniority
Director, hands-on operator with team leadership