Sr Credit Risk Analyst
Core
Lead credit risk strategy for Buy Now Pay Later (BNPL) products in Italy, owning underwriting, rule writing, portfolio performance, and CLTV modelling.
Role type
Senior Credit Risk Lead (BNPL)
Builds
Credit risk strategies and analytics models for Italian consumer lending
Domain
Fintech / Consumer Credit / Italy
Deliverable
production ML models
Required skills
Credit risk strategy, underwriting, rule writing, portfolio performance analysis, CLTV modelling, data science leadership, regulatory compliance (CCD2), stakeholder management
Preferred skills
Advanced data science, Italian credit bureau evaluation, cross-functional partnership
Technologies
Data science frameworks, Italian credit bureaus
Responsibilities
Lead development and implementation of advanced data science models; Drive best practices in data science; Mentor junior data scientists; Analyze and implement robust credit strategies to optimize risk and revenue; Monitor Italian consumer risk trends and loss patterns; Evaluate internal and external data sources for underwriting; Partner with Compliance to ensure regulatory adherence; Collaborate with Operations, Collections, Product, and Finance teams.
