Credit Underwriter II / Sr. Credit Underwriter - Banc of America Public Capital Corporation Government Finance
Core
Support credit underwriting and monitoring for new and existing US State and Local governmental entities, including public higher education.
Role type
Senior IC credit underwriter (municipal/public finance)
Builds
Integrated credit solutions and loan structures for US State and Local governmental entities
Domain
Banking + Municipal/Public Finance
Required skills
Credit and risk analysis, Financial statement analysis, Loan structuring, Financial modeling, Negotiation, Portfolio management, Compliance with regulations, Due diligence, Credit approval memoranda, Trend identification
Preferred skills
Municipal/Public Finance lending experience, Undergraduate degree in finance or accounting
Technologies
Microsoft Office
Responsibilities
Lead credit analysis process and review work of junior teammates, Partner with Credit Officers and Risk teams to understand structuring needs, Monitor operating performance and financial condition of clients, Assist in delivery of financial modeling and loan structure analyses, Pre-screen new transactions to determine credit worthiness, Analyze US State and Local governmental entities' financial statements, Participate in loan documentation negotiations with legal partners, Build projection models for clients based on historical performance and industry forecasts
Seniority
Senior, hands-on IC