SAG Credit Risk Manager
Core
Provide independent risk oversight, challenge, and credit decisioning for a portfolio of complex criticized and distressed commercial exposures.
Role type
Senior IC credit risk manager (distressed assets)
Builds
Independent risk oversight and strategic guidance for criticized and distressed assets managed by workout teams
Domain
Banking / Commercial Credit Risk
Required skills
Commercial credit risk policy, risk-rating principles, collateral analysis, cash flow analysis, repayment analysis, regulatory compliance, portfolio management, credit decisioning, restructuring strategy, accounting interpretations
Preferred skills
None stated
Technologies
None stated
Responsibilities
Evaluate credit requests and make timely decisions consistent with delegated authority and risk policy; Assess risk ratings, accrual status, reserves, charge-offs, collateral support, and recovery expectations; Partner with executives to evaluate exposure management strategies, restructuring, and exit strategies; Evaluate asset quality implications and communicate material changes to senior management; Work with accounting policy on regulatory interpretations for the criticized portfolio; Participate in asset quality forecasting, portfolio reviews, and governance reporting; Prepare for and participate in Shared National Credit Reviews, Audit, and Credit Review examinations; Review and enhance guidance documents and Problem Loan policy provisions
Seniority
Senior, hands-on IC