Credit Officer II-Covered/Commercial Real Estate Banking
Core
Managing clients and related credit products for Commercial Real Estate Banking, including underwriting, monitoring, and structuring tax credit equity and construction debt for affordable housing.
Role type
Senior individual contributor Credit Officer
Builds
Secured and unsecured credit solutions, tax credit equity investments, and construction debt for Commercial Real Estate clients
Domain
Banking / Commercial Real Estate / Affordable Housing Finance
Required skills
Financial analysis, Loan structuring, Underwriting, Credit risk management, Regulatory compliance, Tax credit program knowledge, Client relationship management, Negotiation, Portfolio monitoring, Due diligence
Preferred skills
Investment Banking product knowledge, Treasury Management expertise, Credit Center proficiency, Real estate contract negotiation
Technologies
Credit Center, Financial modeling tools
Responsibilities
Lead loan structure conversations and negotiate documentation; Drive credit and risk approval processes; Lead ongoing monitoring for client portfolios; Manage end-to-end loan and equity originations including due diligence and closing; Mentor associates and support deal teams; Advise portfolio management groups on post-closing actions
Seniority
Senior, hands-on IC