AVP, Credit Underwriter, Wealth Credit Management (WCM)
Core
Credit Underwriter managing fully collateralized lending portfolios for High Net Worth clients across capital markets, real estate, and alternative assets.
Role type
Senior IC credit underwriter (wealth management)
Builds
Credit facilities and risk management for Private Bank clients
Domain
Wealth Management / Private Banking / Credit Risk
Required skills
Credit analysis, Financial modeling, Collateral evaluation, Derivatives knowledge, Structured products expertise, Risk identification, Portfolio management, Credit documentation, Covenant monitoring, Remedial management
Preferred skills
Technical authority in lending, Commercial awareness of lending transactions
Technologies
Credit systems, Financial modeling tools
Responsibilities
Perform full credit underwriting with appropriate risk-return characteristics. Evaluate collateral including investment portfolios, commercial real estate, art collections, and aircraft. Conduct financial analysis including cash flow assessment and modeling. Prepare and negotiate credit documentation and facility covenants. Monitor portfolio risk and assist with classified loan and remedial management activities. Assess derivative and structured product exposures within client portfolios.
Seniority
Senior, hands-on IC