Credit Analyst (HK corporate, 50-60k, regional bank)
Core
Conduct detailed credit assessments and support credit approval processes for Hong Kong corporate clients.
Role type
Senior IC credit analyst manager
Builds
Corporate lending solutions and credit risk management
Domain
Banking / Corporate Finance
Required skills
Financial statement analysis, Cash flow forecasting, Industry and peer analysis, Creditworthiness assessment, Risk identification and mitigation, Credit structure review, Covenant package review, Portfolio quality monitoring, Regulatory compliance knowledge
Preferred skills
Hong Kong corporate client coverage experience, Corporate lending product knowledge, Credit writing skills, Multi-application management
Technologies
N/A
Responsibilities
Prepare comprehensive credit proposals and annual review papers, Conduct financial statement analysis and cash flow forecasting, Assess borrower creditworthiness and identify key risks, Review credit structures and collateral arrangements, Monitor portfolio quality and identify emerging concerns, Support relationship managers in structuring lending solutions, Participate in portfolio reviews and stress testing
Seniority
Senior, hands-on IC