Mortgage Lending Officer SAFE Act - ALISO VIEJO
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing data, and recommending lending solutions.
Role type
Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for individual clients
Domain
Consumer Banking / Real Estate Lending
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), customer relationship management, sales of financial products
Preferred skills
FHA/VA & conventional loan experience, established book of business, product sales capability
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; Collect and analyze customer financial data (income, assets, debts, credit history); Analyze financial information to assess loan qualification; Make recommendations on lending solutions; Promote Citi's brand to real estate agencies, builders, and customers; Visit customers and key referral relationships outside of offices; Partner with Operations, Processors, and Closers to ensure timely loan closing; Assess risk and ensure compliance with laws and regulations.
Seniority
Mid-level (2-5 years experience)