VP, Regional Policy Analyst
Core
Lead independent oversight of the Personal Financial Services (PFS) Loans Portfolio, maintaining Group Retail Credit Policy and monitoring portfolio quality across Asia Pacific, Europe, and North America.
Role type
VP, Regional Policy Analyst (Credit Risk)
Builds
Group Retail Credit Policy Standards, Risk Discipline Framework metrics, and governance assurance protocols.
Domain
Banking / Retail Credit Risk / Regulatory Compliance
Required skills
Retail credit risk policy, portfolio management, risk assurance, regulatory compliance, data analytics, strategic project management
Preferred skills
Consumer credit regulations, Basel Capital Rules, IFRS9, Credit Scorecards, GenAI, advanced technology implementation
Technologies
SAS, SQL, Power BI, Microsoft Excel, PowerPoint, decision tree tools
Responsibilities
Review and maintain Group Policy Standards and Frameworks; Provide advisory support to regional countries on credit policy; Monitor regional PFS loan portfolio and escalate emerging risks; Track and report Retail Risk Appetite and Credit KPIs; Support Quarterly Credit Review reporting to Senior Management; Enhance independent risk assurance processes using analytics.
Seniority
VP, strategic leadership & cross-regional coordination