Lending Specialist - 12 month FTC
Core
Support the Real Estate Underwriting function for buy-to-let and commercial investment mortgage lending by delivering high-quality case management and progressing applications from assessment to completion.
Role type
Lending Specialist (Real Estate Underwriting Support)
Builds
Mortgage applications and offers for buy-to-let and commercial investment properties
Domain
Financial Services / Mortgage Lending / Real Estate
Required skills
Case management, credit search analysis, bank statement review, property valuation reading, compliance adherence, data accuracy, stakeholder communication, policy interpretation, documentation preparation, risk assessment
Preferred skills
MS Office proficiency, TCF principles knowledge, adverse media search skills, Land Registry search skills, Companies House record review, energy performance certificate (EPC) assessment
Technologies
MS Office (Excel, Word, PowerPoint), Land Registry, Companies House
Responsibilities
Provide end-to-end case support to the underwriting team ensuring applications are progressed in line with internal policies and service level expectations. Understand key items such as credit searches, bank statements, property valuations and business appraisals to support the full mortgage application journey. Deliver high levels of accuracy and attention to detail in data input and all written communication produced. Build and maintain successful working relationships with external contacts including brokers, customers, surveyors and solicitors. Effectively manage a pipeline of cases through to completion, ensuring compliance with both company service standards and lending policy throughout. Handle all internal and external telephone and email enquiries efficiently. Review referral outcomes and prepare associated documentation, including the production of Indicative Mortgage Offers (IMOs) where required. Assess supporting documentation such as Energy Performance Certificates (EPCs), identification and verification materials, and adverse media searches.