Associate Credit Risk Underwriting - Grundschuldbesicherte Kredite
Core
Analyze and approve secured mortgage loan applications for retail customers, ensuring compliance with German regulations and internal risk standards.
Role type
Associate Credit Risk Underwriter (Secured Mortgages)
Builds
Digital credit processes and decision tools for retail secured loans
Domain
Banking / Credit Risk / Secured Mortgages
Deliverable
production ML models
Required skills
Secured mortgage underwriting, Credit risk assessment, German regulatory compliance (KWG, WIKR), Consumer protection standards, Credit policy development, Risk criteria application
Preferred skills
Project management, Digital process optimization, Cross-functional collaboration
Technologies
Credit decisioning systems, Regulatory compliance frameworks
Responsibilities
Review and decide on applications for secured mortgage loans, credit cards, and consumer loans; Assess borrower creditworthiness and repayment ability; Develop and refine credit granting policies; Ensure compliance with German and European regulations.
Seniority
Associate, hands-on IC