Credit Officer (Director)
Core
Director-level Credit Officer leading independent credit risk assessment, underwriting, and approval for Structured Credit and Asset-Backed Lending, with a primary focus on Securitisation (Auto Loan ABS, RMBS) and Fund Finance.
Role type
Director, Structured Credit / Securitisation Credit Officer
Builds
Structured Credit transactions, Asset-Backed Securities, Fund Finance deals, and non-recourse lending exposures
Domain
Banking, Corporate Finance, Structured Finance
Required skills
Securitisation underwriting, Asset-Backed Lending analysis, Cash flow modeling, Waterfall mechanics, Credit enhancement evaluation, Stress testing, Covenant tracking, Portfolio management, Risk mitigation design, Credit memo preparation
Preferred skills
Fund Finance expertise, Derivatives risk management (interest rate, FX), Warehouse Finance, NAV Finance, Low-precedent transaction underwriting
Technologies
N/A
Responsibilities
Lead credit underwriting and approval for Structured Credit and Asset-Backed Lending; Perform end-to-end credit analysis including collateral review, cash flow modeling, and stress testing; Conduct ongoing portfolio management and covenant tracking; Prepare decision-ready credit materials and risk memos; Drive deal execution and negotiate structural protections; Contribute to credit framework improvement and team capability building
Seniority
Director, hands-on IC with leadership responsibilities