Head of Data Science
Core
Define and execute the data science strategy for AI-native risk assessment and affordability modeling in UK car finance.
Role type
Head of Data Science (Strategy & Hands-on IC)
Builds
Production ML models for credit risk, Open Banking categorization, and agentic AI decisioning.
Domain
Fintech / Consumer Lending / Credit Risk
Deliverable
production ML models
Required skills
Credit risk modeling, Python, SQL, Machine Learning, Agentic AI/LLMs, CI/CD, Model Monitoring
Preferred skills
UK motor finance experience, Product management mindset, Commercial acumen
Technologies
Python, SQL, Gradient Boosting Machines, Open Banking APIs, Git, Cloud platforms
Responsibilities
Own risk prediction strategy and data science roadmap; Build and deploy risk models and AI agents; Collaborate with Product, Engineering, and Credit teams; Deliver analytics and reporting to leadership.
Seniority
Senior, hands-on IC
