Credit Products Specialist II - Private Banking
Core
Structuring and underwriting complex commercial credit transactions while managing an assigned loan portfolio and providing strategic recommendations to relationship and credit teams.
Role type
Senior IC credit underwriter and portfolio manager
Builds
Commercial loan structures and managed loan portfolios
Domain
Commercial Banking / Private Banking
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Advanced financial modeling, credit risk assessment, complex loan structuring, portfolio monitoring, negotiation, macroeconomic analysis, regulatory compliance
Preferred skills
Experience with credit agreements, underwriting software, CRM systems
Technologies
Financial analysis tools, CRM systems, underwriting software
Responsibilities
Lead underwriting efforts for complex loan requests, continuously monitor assigned portfolio to identify credit risks, partner with RMs in negotiations, review and negotiate credit agreements, provide guidance to junior credit professionals
Seniority
Senior, hands-on IC