Mortgage Loan Originator
Core
Originates mortgage loans in an assigned metropolitan territory, taking applications, conducting preliminary underwriting reviews, and managing the sales process from application to closing.
Role type
Mortgage Loan Originator (Sales IC)
Builds
Mortgage loan products for individual and business customers
Domain
Financial Services / Mortgage Lending
Required skills
Mortgage loan origination, sales, real estate, regulatory compliance (NMLS/S.A.F.E. Act), underwriting basics, financial analysis
Preferred skills
Established referral base, knowledge of mortgage insurance pricing, familiarity with FNMA/FHLMC/FHA/VA underwriting, local/state/national laws knowledge
Technologies
NMLS, Regulation Z, RESPA, Truth-in-Lending
Responsibilities
Take mortgage loan applications, conduct preliminary underwriting reviews, submit applications for approval, follow up on document collection for processing and closing, conduct sales activities away from office locations
Seniority
Mid-level, hands-on IC