Junior Kreditreferent (m/w/d)
Core
Support the processing and management of complex credit engagements, specifically non-performing loans (NPL) and workout scenarios at the intersection of financing, real estate, and law.
Role type
Junior credit reference officer (NPL & Workout)
Builds
Decision templates, reporting, and analysis for credit resolution strategies
Domain
Financial services / Real estate finance / Credit risk management
Deliverable
dashboards & analysis
Required skills
NPL analysis, credit security assessment, real estate valuation, restructuring planning, stakeholder coordination, legal compliance monitoring
Preferred skills
Commercial or banking training, practical experience in credit business or workout, knowledge of credit and security law, MS Office (Excel)
Responsibilities
Analyze economic situations of borrowers and existing financing structures, evaluate credit securities (especially real estate), develop solution approaches like restructuring or liquidation, coordinate with experts and lawyers, support real estate sales and forced auctions, manage real estate and security portfolios
Seniority
Junior, entry-level with mentorship