IN Credit Product Lead
Core
Own the full lifecycle of credit products (credit cards, EMI, BNPL, cash loans) for the Indian market, ensuring product-market fit, regulatory compliance, and profitability.
Role type
Senior Product Lead (Credit)
Builds
Credit product portfolio for Indian consumers
Domain
Fintech / Consumer Lending / Banking
Deliverable
product features
Required skills
Credit product lifecycle management, Portfolio performance management (AR, PAR, NPL), Competitive landscape analysis, Cross-functional collaboration, Product strategy & roadmap definition, Pricing and P&L modeling, KPI monitoring, Product documentation (BRDs, financial models)
Preferred skills
Experience with processing partners (M2P, Zeta, Pismo, Fiserv, Tieto EVRY), Co-branded credit card experience, Indian credit bureau ecosystem knowledge (CIBIL, Experian, CRIF), BNPL or EMI logic in mobile banking
Technologies
Scrum / Agile
Responsibilities
Develop and scale a portfolio of credit products, Drive product performance to meet growth and risk targets, Analyse competitive landscape and tailor product positioning, Collaborate with risk, operations, analytics, marketing, and engineering teams, Shape product strategy and roadmap, Define pricing and P&L models, Monitor KPIs and improve conversion/repayment metrics, Own product documentation, Act as the voice of the Indian customer
Seniority
Senior, hands-on IC
