Senior Machine Learning Manager, Borrowing
Core
Lead the ML strategy and roadmap for Monzo's Borrowing product (loans, overdrafts, credit cards) to drive UK growth, expand into new customer segments, and enable EU market entry.
Role type
Senior Machine Learning Manager (Strategy & Leadership)
Builds
Scalable underwriting capabilities, credit decisioning models, and data infrastructure for lending products.
Domain
Fintech / Credit Risk / Lending
Deliverable
production ML models
Required skills
Machine learning, statistics, credit risk modeling, lending domain expertise, team leadership, cross-functional strategy, regulated environment delivery
Preferred skills
Multi-market experience, advanced ML methods on structured financial data, AI integration
Technologies
Google Cloud Platform, BigQuery, dbt, Python, PyData stack, AWS, Go
Responsibilities
Define ML roadmap for UK and EU expansion, improve underwriting models and feature engineering, lead and develop a high-calibre ML team, partner with Credit Strategy and Product leaders, enhance model governance and iteration speed
Seniority
Senior, hands-on IC with leadership responsibilities
