Analyst II, Credit
Core
Assess financial, fraud, identity, brand, reputational, legal, and compliance risks for merchants to determine credit exposure.
Role type
Senior IC merchant risk analyst (credit & fraud)
Builds
Merchant risk evaluation processes and credit exposure assessments for Affirm's merchant base
Domain
Fintech / Payments / Commercial Lending
Required skills
merchant risk assessment, e-commerce underwriting, commercial lending, financial document review, business credit report analysis, investigative research, third-party data evaluation, fraud detection, chargeback trend analysis
Preferred skills
payments, lending, banking, financial institutions experience
Technologies
business credit reports, financial documents, investigative research tools, financial market data, payment processor statements
Responsibilities
Assess brand, compliance, fraud, and financial risk; determine credit exposure on new and existing merchants; investigate and use new third-party data sources; conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends; provide guidance on automating risk evaluation processes
Seniority
Mid-level, hands-on IC