Senior Credit Risk Analyst (ATH 5209)
Core
Perform IFRS 9 Expected Credit Loss (ECL) analysis and forecasting for TD Canadian Retail Credit Products to inform management decisions on risk.
Role type
Senior Credit Risk Analyst (IFRS 9 ECL)
Builds
Credit loss estimates, allowance forecasts, and risk insights for retail lending portfolios.
Domain
Retail Banking / Financial Risk Management
Deliverable
production ML models | dashboards & analysis
Required skills
IFRS 9 framework, predictive modelling, data manipulation, data mining, analytical reasoning, business intuition
Preferred skills
Retail banking products knowledge, AI tools for process enhancement, Copilot experience
Technologies
Python, SAS, SQL, Excel, Word, PowerPoint
Responsibilities
Lead comprehensive ECL analysis including attribution of key drivers and variance explanation; Develop and maintain credit loss estimate techniques; Research and develop value-added analysis with Risk Management and Product partners; Support management adjustment process for ECL reporting; Establish and improve management review and governance control frameworks; Continue improving BAU processes for IFRS9 reporting.
Seniority
Senior, hands-on IC
