Analytics Specialist (Lending – Core Products)
Core
Develop and refine lending scorecards and credit decisioning strategies to optimize loan performance and balance customer growth with risk management.
Role type
Senior IC analytics specialist (credit risk/lending)
Builds
Lending scorecards, credit decisioning models, and performance reporting dashboards
Domain
Financial services / Consumer lending
Deliverable
production ML models
Required skills
SQL, Python, SAS, R, credit risk modeling, statistical analysis, predictive modeling, stakeholder collaboration
Preferred skills
Actuarial Studies background, FIAA progress, experience in banking/financial services/consulting, general insurance/life insurance experience
Technologies
SQL, Python, SAS, R
Responsibilities
Develop and monitor lending scorecards and credit decisioning strategies; Analyze approval rates, loan performance, arrears, and loss trends; Build recommendations balancing growth and risk; Support new product development via analytical modeling; Partner with marketing to optimize acquisition performance; Support operations with process improvements; Deliver performance reporting to stakeholders.
Seniority
Mid-to-Senior, hands-on IC