Senior Risikomanager - Kredit / Factoring (m/w/d)
Core
Analyze and monitor risk of factoring engagements for SMEs, create and approve credit/guarantee proposals, and conduct financial and legal due diligence.
Role type
Senior credit risk manager (factoring)
Builds
Factoring financing solutions for SMEs
Domain
Financial services / Factoring / SME lending
Required skills
Financial statement analysis, Cash flow analysis, Credit risk assessment, Legal due diligence, Factoring structures, Debt portfolio analysis, Business case analysis, Financial modeling, Risk mitigation planning, Client negotiation
Preferred skills
Factoring software (Efcom), Travel readiness
Technologies
MS Office (Excel), Efcom
Responsibilities
Analyze and monitor risk of factoring engagements in new and existing business, Create and prepare credit and approval proposals, Conduct financial analyses including annual accounts, BWA, and liquidity analysis, Evaluate legal and risk-relevant debtor structures and check receivables, Lead analysis or financing discussions with customers, partners, banks, and advisors, Prepare and conduct customer audits including documentation and risk measures
Seniority
Senior, hands-on IC