Mitarbeiter (m/w/d) Marktfolge Aktiv - Kreditvergabe Individual
Core
Reviewing and approving individual loan applications, calculating repayment capacity, and managing collateral for a regional financial institution.
Role type
Senior credit analyst (individual lending)
Builds
Individual loan products and credit facilities
Domain
Banking / Consumer & SME lending
Required skills
Credit risk assessment, Financial statement analysis, Collateral management, Regulatory compliance (MaRisk, KWG), Contract drafting, Credit scoring
Preferred skills
agree21 system experience, MS Office proficiency
Responsibilities
Formal and substantive review of loan applications, Creation of credit and security agreements, Analysis of economic conditions including repayment capacity calculations, Verification of disbursement conditions, Management of loan collateral, Preparation of second opinions and creditworthiness checks, Approval of loans under dual competence rules, Evaluation of relevant documents per § 18 KWG