Kreditanalyst Leasing & Finanzierung (m/w/d) | Hybrides Arbeiten
Core
Analyze and approve/reject commercial leasing and financing applications by assessing creditworthiness and managing credit risks.
Role type
Credit Analyst (Leasing & Financing)
Builds
Leasing and financing decisions for commercial customers
Domain
Financial Services / Credit Risk
Required skills
Credit analysis, Financial statement analysis, Risk assessment, Regulatory compliance knowledge, Customer communication, Contract negotiation
Preferred skills
Rating procedures, Scoring models, HGB/BGB/GWG knowledge, English language proficiency
Technologies
Rating systems, Scoring tools
Responsibilities
Evaluate incoming leasing and financing applications, Approve or reject credit applications based on analysis, Identify credit risks using financial statements and rating methods, Advise customers and sales partners on application status, Draft and implement individual credit conditions like guarantees, Review financial documents for credit decisions, Monitor compliance and anti-money laundering regulations, Support Customer Service with document verification, Collaborate with dealers, customers, and internal departments, Contribute to risk management process improvements